Flexible Spending Account

Health Care Flexible Spending Account

A healthcare flexible spending account (FSA) is part of your benefits package. This plan lets you use pre-tax dollars to pay for eligible health care expenses for you, your spouse, and your eligible dependents.

Here's how a healthcare FSA works. Money is set aside from your paycheck before taxes are taken out. You can then use your pre-tax FSA dollars to pay for eligible healthcare expenses throughout the plan year. You save money on the expenses you're already paying for. Think of it as a savings account that helps you pay for expenses like doctor's office visits, prescription drugs, dental expenses and vision expenses.

Dependent Care Flexible Spending Account

A dependent care flexible spending account (DCFSA) is a pre-tax benefit account used to pay for dependent care services such as daycare, summer day camp, before or after school programs, and elder daycare. A dependent care FSA is a smart, simple way to save money while taking care of your loved ones so that you (and your spouse) can continue to work.

Your dependent care FSA funds cannot be used until they have been deducted from your paycheck and deposited into your account. Please take this into account as you budget for your dependent care expenses. You will have to file manual claims for dependent care FSA reimbursements.

• You can go to InspiraFinancial.com/.
• You can call Aetna Concierge Customer Service at 1-866-253-0599