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Flexible Spending Account

Benefits of an FSA General Health Care

What if you add more money in your pocket to help pay for healthcare expenses? Now you can with a flexible spending account sponsored by your employer and administered by Pay flex.

The health care spending account or FSA allows you to contribute pre-tax dollars to pay for eligible health care expenses. Such out of pocket expenses include; medical, dental, prescription, hearing and vision expenses. You can also use your funds to pay for deductibles, co-pay and coinsurance. Here’s how it works enrolling in your benefits for the new plan year.

Estimate the amount you’ll need to pay for eligible healthcare expenses. Estimate your contributions carefully as unused funds do not rollover at the end of the plan year and will be forfeited. Based on your estimate, make an annual pre-tax contribution to your healthcare FSA, then throughout the year use your FSA to pay for eligible healthcare expenses for you, your spouse and any eligible dependents.

For added convenience, your employer can choose to offer a Pay flex debit card which allows you to access your FSA funds and immediately pay for eligible healthcare expenses at qualified merchants where MasterCard is accepted and you can access your account virtually anytime, anywhere through our dynamic website or with our innovative Pay flex mobile app that brings the website and all of its functionality to your fingertips.

Take advantage of your company’s healthcare FSA and start saving. This has been a brief summary of a healthcare FSA. For more information, refer to your benefit plan materials.

Health Care Flexible Spending Account

A healthcare flexible spending account (FSA) is part of your benefits package. This plan lets you use pre-tax dollars to pay for eligible health care expenses for you, your spouse, and your eligible dependents.

Here's how a healthcare FSA works. Money is set aside from your paycheck before taxes are taken out. You can then use your pre-tax FSA dollars to pay for eligible healthcare expenses throughout the plan year. You save money on the expenses you're already paying for. Think of it as a savings account that helps you pay for expenses like doctor's office visits, prescription drugs, dental expenses and vision expenses.

Dependent Care Flexible Spending Account

A dependent care flexible spending account (DCFSA) is a pre-tax benefit account used to pay for dependent care services such as daycare, summer day camp, before or after school programs, and elder daycare. A dependent care FSA is a smart, simple way to save money while taking care of your loved ones so that you (and your spouse) can continue to work.

Your dependent care FSA funds cannot be used until they have been deducted from your paycheck and deposited into your account. Please take this into account as you budget for your dependent care expenses. You will have to file manual claims for dependent care FSA reimbursements.

If you would like more information about the PayFlex Flexible Spending or Dependent Care Account;
  • You can go to View additional information under “Products & Services”.
  • You can call Aetna Concierge Customer Service at 1-866-253-0599
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